Honest Comparison

MemberDrive vs. Subsplash

Subsplash is an excellent church platform if you need a custom app, multi-platform streaming, and a bundled church engagement suite. If your primary need is fundraising — especially for capital campaigns or Bitcoin giving — the comparison looks different.

The honest comparison

Subsplash and MemberDrive are serving meaningfully different needs. Subsplash is a church engagement platform first — their flagship products are custom-branded church apps, Subsplash TV (streaming to Apple TV, Roku, Fire TV), and media hosting. Giving is how they bring churches in. The real product is the platform.

MemberDrive is a fundraising platform. We don't build church apps or host sermon libraries. Our depth is in pledges, matching gifts, peer-to-peer campaigns, and non-custodial Bitcoin — the tools that raise money, not the tools that manage church operations.

If your church needs broadcast capabilities and a full engagement suite, Subsplash is likely the better tool and this comparison will reflect that honestly. If your church needs a focused fundraising platform with capital campaign tools at a transparent, low price, the comparison flips.

Pricing Comparison

Subsplash does not publish full bundle pricing — all quotes are custom. Estimates below are based on third-party sources and church procurement reports.

MemberDriveSubsplash Giving (standalone)Subsplash One (bundled)
Platform fee1%0%0%
Monthly feeNone$0~$300–$1,200/mo (est.)
Card transaction rate1% + Stripe (~2.2%–2.9%)2.99% + $0.302.3%–1.9% (GrowCurve)
ACH rate1%1%0.5% (GrowCurve)
Contract commitmentNoneNoneMulti-year reported
Annual cost on $100K raised (cards)~$3,350~$3,140~$2,050 + bundle cost

Subsplash Giving standalone is marginally cheaper than MemberDrive on cards— their 2.99% combined rate is close to our 1% platform + 2.2% Stripe. For churches processing significant ACH volume, Subsplash's standalone rate advantage grows. GrowCurve (available to bundled customers) can bring card rates to 1.9%, making it meaningfully cheaper for high-volume churches.

However: Subsplash's bundle costs ($300–$1,200/month) are real and significant. For a church whose primary use of Subsplash is giving — and who isn't using the app, streaming, or media features — the bundle cost represents a significant premium for tools that aren't being used.

Feature Comparison

FeatureMemberDriveSubsplash
Online giving form
Recurring donations
Pledge campaigns Multi-year tracking
Matching gifts Native lead-donor engine Not offered
Peer-to-peer / leaderboards
Donor self-service portal
Member CRM Basic Via ChMS integrations
Member content / posts
Email newsletter Double opt-in
Bitcoin (non-custodial)
Non-custodial funds
Text-to-give Included
In-app giving Within Subsplash church app
In-stream giving During live services
Custom-branded church app Their flagship
Subsplash TV (Apple TV, Roku, Fire TV)
Live streaming / media hosting
Small groups / messaging
ChMS integrations (Planning Center, etc.)
No 501(c)(3) required Church-vertical only
Family-owned / independent

◐ = partial support

Where Subsplash wins

If your church is broadcast-focused — live-streaming services, podcast library, multi-platform apps (Apple TV, Roku, Fire TV), branded church app — Subsplash is purpose-built for that use case and there's no direct competitor. Subsplash TV alone is a genuine product differentiator that we can't match without becoming a different company.

Their ChMS integrations (Planning Center, Rock RMS, Church Community Builder) are the standard ecosystem for established mid-to-large churches. If your church runs on Planning Center, Subsplash slots in cleanly.

Text-to-give and in-stream giving (donations during live service broadcasts) are also meaningful features for churches whose engagement model centers on services and media — we don't offer either.

Where MemberDrive wins

Pricing transparency. Subsplash One pricing is quote-only, with multi-year contracts reported by multiple third-party sources. MemberDrive is 1%, no contract, no bundle, no negotiation. For churches that have been surprised by escalating platform bills, clarity is genuinely valuable.

No multi-year contract. Subsplash reportedly requires 12–24 month contracts with early termination penalties. We're transaction-based with no commitment.

Matching gifts. Subsplash doesn't offer lead-donor matching campaigns. MemberDrive's matching engine — configurable multiplier, public progress tracking, automatic lead-donor invoicing — is built specifically for capital campaigns and annual fund drives. For a church running a building fund or debt-retirement campaign, this can meaningfully change what's possible.

Non-custodial Bitcoin. Subsplash has no crypto story. For Bitcoin-aligned faith communities — Reformed churches with sound-money sympathies, Catholic parishes interested in monetary alternatives, mission organizations operating in unstable currency regions — this is a genuine differentiator that Subsplash cannot offer.

Cross-purpose organizations. Subsplash is church-vertical-locked. If your church also runs a classical school, a mission organization, or an alumni association, Subsplash doesn't serve those. MemberDrive handles all of these under one platform at the same 1% rate.

No app dependency. When you cancel Subsplash, your church app disappears. With MemberDrive, your data exports cleanly and there's no platform-dependent app to lose.

Family-owned and independent. Subsplash is well-funded and growing. MemberDrive is independently operated, with no venture-backed pressure to expand into services your church doesn't need.

Who should choose what

Who should choose Subsplash

  • Mid-to-large churches that want a custom-branded app and multi-platform streaming (Apple TV, Roku, Fire TV)
  • Churches with active media ministries (sermon libraries, podcasts, live streaming as core engagement)
  • Churches doing $1M+/year in giving who benefit from GrowCurve's lower processing rates
  • Multi-site or multi-campus churches that need broadcast-grade infrastructure

Who should choose MemberDrive

  • Churches whose primary need is fundraising — especially capital campaigns, building funds, or matching gift drives
  • Bitcoin-aligned faith communities that want non-custodial, on-chain giving
  • Churches that don't need broadcast/streaming features and don't want to pay for them
  • Multi-purpose organizations (church + school + missions) that want one platform across all entities
  • Churches skeptical of multi-year contracts or vendor lock-in

Built for fundraising. Not for apps.

MemberDrive charges 1% with no bundle, no multi-year contract, and no streaming infrastructure you don't need — just matching gifts, pledges, peer-to-peer, and non-custodial Bitcoin for organizations serious about fundraising.

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by MemberDrive Fans